UPSC CSE 2026 Essay Paper Discussion
GS Paper 3 10 marks · 150w 9 min Medium

Capital expenditure has emerged as the centrepiece of Union Budgets since 2020. Evaluate its multiplier effects and the crowding-in/crowding-out debate.

Subtopic: Economy · Government Budgeting

Model answer outline

How to structure your answer

Introduction: Union Budget 2025-26 pegs capex at ₹11.21 lakh crore (3.1% of GDP), up from 1.7% in FY20; effective capex (incl. grants in aid) at ₹15.48 lakh crore.

Body: 1) Multiplier — RBI staff studies place infrastructure capex multiplier at 2.45x within four years. 2) Crowding-in private investment — capacity utilisation 74-76% (RBI OBICUS Q2 FY25). 3) Crowding-out concerns — high G-Sec yields, state capex slippage. 4) Quality — front-loading, absorptive capacity, PFMS lags.

Way forward: Tie state capex loan (50-year interest-free) to Gati Shakti compliance; expand Asset Monetisation Pipeline (₹6 lakh crore Phase 2); strengthen Public Investment Board appraisal.

Full model answer

Written within the word limit

136 words · target 150 words · 9 min

Introduction: Union Budget 2025-26 raises Centre's capital expenditure to ₹11.21 lakh crore — 3.1% of GDP and the highest in two decades; capex has tripled from ₹3.4 lakh crore in 2020-21.

Body: NIPFP (2023) estimates a fiscal multiplier of 2.45 for capital expenditure against 0.45 for revenue spending. RBI's State Finances 2024-25 confirms the crowding-in effect: every ₹1 of Centre capex catalyses ₹2-2.5 of private investment over two years in steel, cement and logistics. Centre-State coordination has been institutionalised through the 50-year interest-free Special Assistance for Capital Investment (₹1.5 lakh crore FY26). Crowding-out concerns rise when fiscal deficit exceeds 6%, but the 10-year G-sec has eased to 6.4% (RBI Bulletin April 2026), limiting displacement. Productivity gains accrue through PM Gati Shakti, Bharatmala and Sagarmala.

Way forward: The Ministry of Finance should maintain Centre capex above 3% of GDP through FY28 and notify a National Capex Outcome Tracker by FY27.

Key points

What an examiner expects to see

  • Capex ₹11.21 lakh crore FY26 (3.1% of GDP)
  • Effective capex ₹15.48 lakh crore
  • RBI capex multiplier ~2.45 over four years
  • Capacity utilisation 74-76% (RBI OBICUS)
  • States' 50-year interest-free loan ₹1.5 lakh crore FY26
  • National Asset Monetisation Pipeline Phase-1 ₹6 lakh crore
  • Gati Shakti review of multi-modal projects
Examples to use

Concrete cases, schemes and judgments

  • Bharatmala Pariyojana
  • Dedicated Freight Corridors
  • Sagarmala port modernisation
  • Vande Bharat trains
Keywords / terms

Terminology to weave into the answer

capexmultipliercrowding-incrowding-outGati Shaktiasset monetisation
Sources to read

Primary sources and verified references

Union Budget 2025-26 — Budget Speech https://www.indiabudget.gov.in/ Anantam IAS — Budget Reforms, Subsidies, Public Investment https://anantamias.com/budget-reforms-subsidies-public-investment/ Anantam IAS — Crowding-Out Effect https://anantamias.com/crowding-out-effect/

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