India’s urban housing shortage was estimated at 1.88 crore units in 2012; PMAY-Urban has sanctioned 1.18 crore homes as of 2024. Critically analyse the demand-supply gap and the case for an Urban Employment Guarantee.
Subtopic: Indian Society · Urbanisation — Housing and Employment
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Introduction: The Hashim Committee (2012) estimated urban housing shortage at 1.88 crore units, of which ~96% was in EWS/LIG. PMAY-U (launched 25 June 2015) has sanctioned about 1.18 crore homes by 2024.
Body — three dimensions: (1) Supply gaps — PMAY-U four verticals (ISSR, AHP, BLC, CLSS); PMAY-U 2.0 (2024) targets 1 crore more; affordable rental housing complexes for migrants. (2) Demand side — urban informality, in-situ slum upgrading vs eviction; 65 million slum residents (Census 2011). (3) Employment side — case for an Urban Employment Guarantee Scheme: Kerala's Ayyankali Scheme, Himachal's MGNREGS-style urban programmes; need is highest among construction-dependent workers post-pandemic.
Conclusion: Bundle PMAY-U 2.0 with rental housing for migrants and an UEGS as a counter-cyclical floor; otherwise PMAY units stand empty while migrants live in slums.
- Hashim Committee 2012 — urban housing shortage 1.88 crore units
- ~96% shortage in EWS/LIG
- PMAY-U launched 25 June 2015
- PMAY-U four verticals — ISSR, AHP, BLC, CLSS
- About 1.18 crore homes sanctioned by 2024 (MoHUA)
- PMAY-U 2.0 — 1 crore additional homes
- Slum population — 65.49 million (Census 2011)
- Affordable Rental Housing Complexes scheme, 2020
- Kerala Ayyankali Urban Employment Guarantee Scheme