UPSC CSE 2026 Essay Paper Discussion

YEAR ASKED IN

2016

Practice UPSC 2016 previous year questions on Anantam IAS: 100 Prelims MCQs and 82 Mains Q&A with answer keys, explanations and topic-wise links.

Prelims MCQs 100

  1. India is an important member of the ‘International Thermonuclear Experimental Reactor’. If this experiment…

    India is an important member of the 'International Thermonuclear Experimental Reactor'. If this experiment succeeds, what is the immediate advantage for India?

    1. AIt can use thorium in place of uranium for power generation
    2. BIt can attain a global role in satellite navigation
    3. CIt can drastically improve the efficiency of its fission reactors in power generation
    4. DIt can build fusion reactors for power generation
    Answer and explanation

    Correct answer: D

    India is a key participant in the International Thermonuclear Experimental Reactor (ITER), a global nuclear fusion research and engineering megaproject. ITER is set to become the world's largest magnetic confinement plasma physics experiment, aiming to demonstrate the feasibility of fusion as a large-scale, sustainable energy source.

    ![Nuclear Fusion](https://d39jluplm5thpx.cloudfront.net//Nuclear_Fusion_dd7e7926c9.jpg)

    India's involvement in ITER provides technological expertise, research collaboration, and industrial capabilities, which can significantly contribute to its future efforts in developing nuclear fusion reactors for commercial power generation. By participating in this international project, India gains access to cutting-edge advancements in fusion technology, potentially paving the way for its own fusion-based energy infrastructure. Hence, the correct answer is option D.

  2. With reference to ‘Agenda 21’, sometimes seen in the news, consider the following statements:…

    With reference to 'Agenda 21', sometimes seen in the news, consider the following statements: 1. It is a global action plan for sustainable development. 2. It originated in the World Summit on Sustainable Development held in Johannesburg in 2002 Which of the statements given above is/are correct?

    1. A1 only
    2. B2 only
    3. CBoth 1 and 2
    4. DNeither 1 nor 2
    Answer and explanation

    Correct answer: A

    Statement 1 is correct: Agenda 21 is a comprehensive global action plan adopted at the United Nations Conference on Environment and Development (UNCED), also known as the Rio Earth Summit, held in Rio de Janeiro, Brazil, in 1992. It provides a framework for achieving sustainable development by integrating environmental protection, social equity, and economic growth at global, national, and local levels.

    Statement 2 is incorrect: The World Summit on Sustainable Development (WSSD), held in Johannesburg, South Africa, in 2002, reviewed and reaffirmed the commitments made under Agenda 21 but did not introduce it. Instead, the summit focused on assessing progress, strengthening implementation, and launching new initiatives, including the Johannesburg Plan of Implementation (JPOI).

  3. Proper design and effective implementation of UN-REDD+ Programme can significantly contribute to – 1.…

    Proper design and effective implementation of UN-REDD+ Programme can significantly contribute to - 1. Protection of biodiversity 2. Resilience of forest ecosystems 3. Poverty reduction Select the correct answer using the code given below

    1. A1 and 2 only
    2. B3 only
    3. C2 and 3 only
    4. D1, 2 and 3
    Answer and explanation

    Correct answer: D

    Reducing Emissions from Deforestation and Forest Degradation (REDD) attempts to create financial value for the carbon stored in forests, offering incentives for developing countries to reduce emissions from forested lands and invest in low-carbon paths to sustainable development.

    REDD goes beyond deforestation and forest degradation, and includes the role of conservation, sustainable management of forests and enhancement of forest carbon stocks. REDD has the potential to simultaneously contribute to climate change mitigation and poverty alleviation, whilst also conserving biodiversity and sustaining vital ecosystem services.

    Protection of biodiversity: Forests are incredibly diverse ecosystems, and protecting them through REDD initiatives helps safeguard countless species of plants and animals. Resilience of forest ecosystems: By reducing deforestation and degradation, REDD helps maintain healthy forests that can better withstand natural disturbances like droughts, floods, and pests. Poverty reduction: Many forest communities rely on forests for their livelihoods. REDD programs can provide financial incentives for sustainable forest management, creating income opportunities and alleviating poverty.

    Therefore, the correct answer is 1, 2 and 3.

  4. Consider the following statements: 1. The International Solar Alliance was launched at the United…

    Consider the following statements: 1. The International Solar Alliance was launched at the United Nations Climate Change Conference in 2015. 2. The Alliance includes all the member countries of the United Nations. Which of the statements given above is/are correct?

    1. A1 only
    2. B2 only
    3. CBoth 1 and 2
    4. DNeither 1 nor 2
    Answer and explanation

    Correct answer: A

    Statement 1 is correct: The International Solar Alliance (ISA) was launched by India and France on November 30, 2015, during the United Nations Climate Change Conference (COP 21) in Paris. The primary aim of ISA is to promote solar energy deployment, reduce dependence on fossil fuels, and support sustainable energy solutions, particularly in developing countries.

    Statement 2 is incorrect: Initially, ISA was open only to 121 solar-rich countries located between the Tropic of Cancer and the Tropic of Capricorn (the "Sun Belt"), as these regions receive abundant solar radiation throughout the year.

    *However, in 2018, ISA expanded its membership to include all UN member states, allowing countries beyond the tropics to join and benefit from solar energy initiatives. This change made ISA a more inclusive global platform for promoting solar energy adoption worldwide.*

  5. The establishment of “Payment Banks’ is being allowed in India to promote Financial Inclusion.…

    The establishment of "Payment Banks' is being allowed in India to promote Financial Inclusion. Which of the following statements is/are correct in this context? 1. Mobile telephone companies and supermarket chains that are owned and controlled by residents are eligible to be promoters of Payment Banks. 2. Payment Banks can issue both credit cards and debit cards. 3. Payment Banks cannot undertake lending activities. Select the correct answer using the code given below:

    1. A1 and 2 only
    2. B1 and 3 only
    3. C2 only
    4. D1, 2 and 3
    Answer and explanation

    Correct answer: B

    Statement 1 is Correct. Mobile telephone companies and supermarket chains owned and controlled by residents can be promoters of Payment Banks. This allows entities with a wide reach to expand financial services to unbanked populations.

    Statement 2 is Incorrect. Payment Banks cannot issue credit cards. They can only issue debit cards linked to a pre-existing bank account.

    Statement 3 is Correct. Payment Banks are not allowed to undertake lending activities. Their focus is on facilitating basic banking services like deposits, payments, and money transfers.

  6. ‘Mission Indradhanush’ launched by the Government of India pertains to –

    'Mission Indradhanush' launched by the Government of India pertains to -

    1. AImmunization of children and pregnant women
    2. BConstruction of smart cities across the country
    3. CIndia's own search for Earth-like planets in outer space
    4. DNew Educational policy
    Answer and explanation

    Correct answer: A

    Mission Indradhanush was launched by the Ministry of Health and Family Welfare (MoHFW), Government of India, in December 2014.

    Key Features of Mission Indradhanush: * Objective: To achieve full immunization coverage for all children up to two years of age and pregnant women. * Disease Coverage: It provides life-saving vaccines against several diseases, including Diphtheria, Whooping Cough, Tetanus, Polio, Tuberculosis, Measles, Meningitis, and Hepatitis B. * Intensified Mission Indradhanush (IMI): Subsequent phases like IMI 2.0, 3.0, 4.0, and 5.0 were launched to further reach unvaccinated or partially vaccinated children in remote and high-priority districts.

    Note: Do not confuse this with the 'Indradhanush Plan' for Public Sector Banks (PSBs), which is a separate framework for banking reforms.

    Hence, option A is the correct answer.

  7. The Montagu-Chelmsford Proposals were related to –

    The Montagu-Chelmsford Proposals were related to -

    1. Asocial reforms
    2. Beducational reforms
    3. Creforms in police administration
    4. Dconstitutional reforms
    Answer and explanation

    Correct answer: D

    The Montagu-Chelmsford Proposals were aimed at the gradual introduction of self-governing institutions in India. They led to the enactment of the Government of India Act 1919, which introduced several landmark constitutional changes:

    - Dyarchy in Provinces: It divided provincial subjects into two parts—Transferred (administered by the Governor with the aid of ministers) and Reserved (administered by the Governor and his executive council without being responsible to the legislative council).

    - Bicameralism at the Center: For the first time, it introduced a bicameral legislature consisting of an Upper House (Council of State) and a Lower House (Legislative Assembly).

    - Direct Elections: It introduced direct elections in the country for the first time, though the franchise was limited based on property, tax, or education.

    - Separation of Budgets: It separated provincial budgets from the Central budget and authorized provincial legislatures to enact their own budgets.

  8. With reference to ‘LiFi’, recently in the news, which of the following statements is/are…

    With reference to 'LiFi', recently in the news, which of the following statements is/are correct? 1. It uses light as the medium for high-speed data transmission. 2. It is a wireless technology and is many times faster than 'WiFi'.

    1. A1 only
    2. B2 only
    3. CBoth 1 and 2
    4. DNeither 1 nor 2
    Answer and explanation

    Correct answer: C

    ![Li-fi](https://d39jluplm5thpx.cloudfront.net//LI_FI_9e9303a2a6.png)

    Statement 1 is correct: Li-Fi (Light Fidelity) utilizes light waves for data transmission. It uses rapid flickering of light, invisible to the human eye, to carry information.

    Statement 2 is correct: Li-Fi is a wireless technology and has the potential to be significantly faster than Wi-Fi. While actual speeds depend on various factors, Li-Fi boasts theoretical speeds exceeding 100 Gbps compared to the current Wi-Fi standards offering up to 11 Gbps.

    Hence, option C is the correct answer.

  9. With reference to the International Monetary and Financial Committee (IMFC), consider the following statements:…

    With reference to the International Monetary and Financial Committee (IMFC), consider the following statements: 1. IMFC discusses matters of concern affecting the global economy and advises the International Monetary Fund (IMF) on the direction of its work. 2. The World Bank participates as an observer in IMFC's meetings. Which of the statements given above is/are correct?

    1. A1 only
    2. B2 only
    3. CBoth 1 and 2
    4. DNeither 1 nor 2
    Answer and explanation

    Correct answer: C

    Statement 1 is Correct: The International Monetary and Financial Committee (IMFC) serves as a vital forum for discussing global economic issues and providing guidance to the International Monetary Fund (IMF). It brings together finance ministers, central bank governors, and other high-level officials from member countries to discuss challenges and opportunities facing the global economy. They also advise the IMF on its policy direction and work program.

    Statement 2 is Correct: The World Bank, while a separate institution, collaborates closely with the IMF. While not a formal member of the IMFC, the World Bank typically participates as an observer in IMFC meetings. This allows for better coordination and exchange of information between the two institutions on matters of mutual interest, such as global economic stability and development.

    Hence, option C is the correct answer.

  10. Consider the following statements: 1. The Sustainable Development Goals were first proposed in 1972…

    Consider the following statements: 1. The Sustainable Development Goals were first proposed in 1972 by a global think tank called the 'Club of Rome'. 2. The Sustainable Development Goals have to be achieved by 2030. Which of the statements given above is/are correct?

    1. A1 only
    2. B2 only
    3. CBoth 1 and 2
    4. DNeither 1 nor 2
    Answer and explanation

    Correct answer: B

    In 1972, Countries met in Stockholm, Sweden, for the United Nations Conference on the Human Environment, to consider the rights of the family to a healthy and productive environment.

    In 1983, the United Nations created the World Commission on Environment and Development (later known as the Brundtland Commission), which defined sustainable development as "meeting the needs of the present without compromising the ability of future generations to meet their own needs".

    Statement 1 is incorrect. Colombia proposed the idea of the SDGs at a preparation event for Rio20 held in Indonesia in July 2011.

    Statement 2 is correct. The Sustainable Development Goals are the blueprint to achieve a better and more sustainable future for all. They address the global challenges we face, including those related to poverty, inequality, climate, environmental degradation, prosperity, and peace and justice. The consensus is that these SDGs have to be achieved by 2030.

  11. With reference to ‘Pradhan Mantri Fasal Bima Yojana’, consider the following statements: 1. Under…

    With reference to 'Pradhan Mantri Fasal Bima Yojana', consider the following statements: 1. Under this scheme, farmers will have to pay a uniform premium of two per cent for any crop they cultivate in any season of the year. 2. This scheme covers post-harvest losses arising out of cyclones and unseasonal rains. Which of the statements given above is/are correct?

    1. A1 only
    2. B2 only
    3. CBoth 1 and 2
    4. DNeither 1 nor 2
    Answer and explanation

    Correct answer: B

    The Pradhan Mantri Fasal Bima Yojana (PMFBY) is a government-sponsored crop insurance scheme.

    Statement 1 is Incorrect: Under this scheme, farmers have to pay a uniform premium of 2% for all Kharif crops, 1.5% for all Rabi crops, and 5% for commercial/horticultural crops. The premium rate is not uniform for all crops in all seasons.

    ![PM Fasal Bima Yojana](https://d39jluplm5thpx.cloudfront.net//fasal_bima_yajana_295fecdcf7.png)

    Statement 2 is Correct: The scheme does cover post-harvest losses arising out of cyclones and unseasonal rains.

    Hence, option B is the correct answer.

  12. The term ‘Base Erosion and profit shifting’ is sometimes seen in the news in…

    The term 'Base Erosion and profit shifting' is sometimes seen in the news in the context of

    1. Amining operation by multinational companies in resource-rich but backward areas
    2. Bcurbing of the tax evasion by multinational companies
    3. Cexploitation of genetic resources of a country by multinational companies
    4. DLack of consideration of environmental costs in the planning of development projects
    Answer and explanation

    Correct answer: B

    The term "Base Erosion and Profit Shifting (BEPS)" refers to tax planning strategies used by multinational companies to artificially shift profits from higher-tax jurisdictions to lower-tax jurisdictions, thereby reducing their overall tax liabilities.

    This practice often involves exploiting gaps and mismatches in tax rules between different countries. BEPS has been a major concern for governments worldwide as it can lead to significant revenue losses and erode the tax base of countries where economic activity occurs.

    Efforts to address BEPS involve cooperation among countries to develop common standards and guidelines to prevent tax avoidance by multinational corporations.

  13. With reference to the economic history of medieval India, the term ‘Araghatta’ refers to…

    With reference to the economic history of medieval India, the term 'Araghatta' refers to -

    1. Abonded labour
    2. Bland grants made to military officers
    3. Cwaterwheel used in the irrigation of land
    4. Dwasteland converted to cultivated land
    Answer and explanation

    Correct answer: C

    Araghatta, also known as the 'Persian wheel' or 'Norias', was a device used in medieval India for lifting water from wells or rivers for irrigation purposes.

    It typically consisted of a large wheel fitted with pots or buckets along its circumference. As the wheel rotated, the pots would fill with water from a water source and then empty into a trough, channel, or aqueduct for distribution to fields or other areas requiring irrigation.

    ![Araghatta](https://d39jluplm5thpx.cloudfront.net//araghatta_0957471c3a.jpg)

  14. In the context of the history of India, consider the following pairs: |Term|Description| |–…

    In the context of the history of India, consider the following pairs: |Term|Description| |-- |--| |1. Eripatti | Land revenue from which was set apart for the maintenance of the village tank | |2. Taniyurs |Villages donated to a single Brahmin or a group of Brahmins| |3. Ghatikas | Colleges generally attached to the temples| Which of the pairs given above is/are correctly matched?

    1. A1 and 2 only
    2. B3 only
    3. C2 and 3 only
    4. D1 and 3 only
    Answer and explanation

    Correct answer: D

    Pair 1 is correctly matched: In South India, especially during the Pallava and Chola periods, Eripatti (tank land) was land donated by individuals or the state, the revenue of which was strictly used for the maintenance and repair of the village irrigation tank (eri).

    Pair 2 is INCORRECTLY matched: The description "Villages donated to a single Brahmin or a group of Brahmins" refers to Brahmadeya (or Agrahara). Taniyurs (or Taniyur) were a specific administrative unit in the Chola empire. They were exceptionally large villages or settlements that were granted the status of an independent revenue unit, meaning they were not subject to the jurisdiction of the local Nadu (district).

    Pair 3 is correctly matched: Ghatikas were prestigious institutions of higher learning in ancient South India. They were often located within or attached to temples and served as centers for Vedic and religious studies (notably the famous Ghatika of Kanchipuram).

  15. Regarding ‘Atal Pension Yojana’, which of the following statements is/are correct? 1. It is…

    Regarding 'Atal Pension Yojana', which of the following statements is/are correct? 1. It is a minimum guaranteed pension scheme mainly targeted at unorganized sector workers 2. Only one member of a family can join the scheme 3. Some amount of pension is guaranteed for the spouse for life after the subscriber's death. Select the correct answer using the code given below:

    1. A1 only
    2. B2 and 3 only
    3. C1 and 3 only
    4. D1, 2 and 3
    Answer and explanation

    Correct answer: C

    Statement 1 is Correct: Atal Pension Yojana is a minimum guaranteed pension scheme primarily targeted at unorganized sector workers in India. It encourages saving for retirement through regular contributions during their working years.

    Statement 2 is Incorrect: There is no restriction on the number of family members who can join the Atal Pension Yojana scheme. As long as they meet the eligibility criteria (age 18-40 and savings bank account), multiple members within a family can enroll.

    Statement 3 is Correct: Atal Pension Yojana provides a pension benefit for the spouse after the subscriber's death. The spouse becomes the nominee and receives a pension, though the specific amount might differ depending on the chosen pension plan by the subscriber.

    Hence, option C is the correct answer.

  16. What is/are the purpose/purposes of Government’s ‘Sovereign Gold Bond Scheme’ and ‘Gold Monetization Scheme’?…

    What is/are the purpose/purposes of Government's 'Sovereign Gold Bond Scheme' and 'Gold Monetization Scheme'? 1. To bring the idle gold lying with India households into the economy 2. To promote FDI in the gold and jewellery sector 3. To reduce India's dependence on gold imports Select the correct answer using the code given below:

    1. A1 only
    2. B2 and 3 only
    3. C1 and 3 only
    4. D1, 2 and 3
    Answer and explanation

    Correct answer: C

    Statement 1 is correct: This is the primary objective of the Gold Monetization Scheme (GMS). The scheme encourages individuals and institutions to deposit their idle physical gold (jewellery, coins, bars) with banks. This gold is then melted, assayed, and added to the country's gold reserves, which can be lent to jewellers, thereby bringing it into the formal economy.

    Statement 2 is incorrect: These schemes are focused on managing domestic gold supply and demand. They are not designed to attract Foreign Direct Investment (FDI). Policies related to FDI in the jewellery sector are separate from these schemes.

    Statement 3 is correct: This is a core objective of both schemes. * The Sovereign Gold Bond (SGB) Scheme provides a financial alternative to buying physical gold. By shifting demand from physical gold to paper gold, it helps reduce the demand for gold imports. * The Gold Monetization Scheme (GMS) increases the domestic supply of recycled gold available to jewellers, thus reducing their reliance on imported gold. Both schemes aim to curb gold imports, which are a major component of India's import bill and contribute significantly to the Current Account Deficit (CAD).

  17. What was the main reason for the split in the Indian National Congress at…

    What was the main reason for the split in the Indian National Congress at Surat in 1907?

    1. AIntroduction of communalism into Indian politics by Lord Minto.
    2. BExtremists' lack of faith in the capacity of the moderates to negotiate with the British Government
    3. CFoundation of Muslim League
    4. DAurobindo Ghosh's inability to be elected as the President of the Indian National Congress
    Answer and explanation

    Correct answer: B

    The Surat Split of 1907 was primarily caused by the Extremists' lack of faith in the Moderates' methods of 'constitutional agitation' (petitions and prayers). The Extremists, led by Bal Gangadhar Tilak, Lala Lajpat Rai, and Bipin Chandra Pal, believed these methods were ineffective for achieving 'Swaraj' and doubted the Moderates' capacity to negotiate effectively with the British government following the 1905 Partition of Bengal.

    This ideological divide deepened over the scope of the Swadeshi Movement. The Extremists wanted to extend the boycott nationwide and include all government institutions (schools, courts, and services), whereas the Moderates wanted to limit the movement to Bengal and avoid the use of passive resistance. The immediate trigger for the split was the disagreement over the presidency of the 1907 session: the Extremists proposed Lala Lajpat Rai or Tilak, while the Moderates insisted on Rash Behari Ghosh. The failure to reach a consensus on leadership and strategy led to the formal expulsion of the Extremists from the Congress.

  18. In the context of which of the following do you sometimes find the terms…

    In the context of which of the following do you sometimes find the terms 'amber box, blue box and green box' in the news?

    1. AWTO affairs
    2. BSAARC affairs
    3. CUNFCCC affairs
    4. DIndia-EU negotiations on FTA
    Answer and explanation

    Correct answer: A

    The terms "amber box," "blue box," and "green box" are often associated with the agriculture sector and are commonly used in discussions related to international trade negotiations, particularly within the framework of the World Trade Organization (WTO) Agreement on Agriculture.

    * Amber Box: This refers to domestic support measures considered to distort agricultural production and trade. These measures typically include price supports, production subsidies, and other forms of support that are considered trade-distorting.

    * Blue Box: This category includes domestic support measures that are considered less trade-distorting compared to those in the amber box. However, they still involve certain constraints or conditions aimed at limiting their trade-distorting effects.

    * Green Box: These are domestic support measures that are considered minimally or non-trade-distorting. They typically include subsidies that are tied to environmental or rural development objectives, as well as certain types of direct income support that do not distort trade significantly.

  19. ‘Project Loon’, sometimes seen in the news, is related to –

    'Project Loon', sometimes seen in the news, is related to -

    1. AWaste management technology
    2. BWireless communication technology
    3. CSolar power production technology
    4. DWater conservation technology
    Answer and explanation

    Correct answer: B

    Project Loon was an ambitious initiative by Loon LLC, a subsidiary of Alphabet Inc. (Google's parent company), aimed at providing internet connectivity to remote and underserved regions worldwide.

    The project deployed high-altitude balloons in the stratosphere, equipped with networking technology to create an aerial wireless network, functioning like floating cell towers. These balloons were designed to deliver internet access in disaster-hit areas and regions with poor infrastructure.

    However, despite its technological success, Project Loon was discontinued in January 2021 due to difficulties in achieving commercial sustainability.

    Hence, the correct answer is option B.

  20. ‘Gadgil Committee Report’ and ‘Kasturirangan Committee Report’, sometimes seen in the news, are related…

    'Gadgil Committee Report' and 'Kasturirangan Committee Report', sometimes seen in the news, are related to -

    1. AConstitutional reforms
    2. BGanga Action Plan
    3. CLinking of rivers
    4. DProtection of Western Ghats
    Answer and explanation

    Correct answer: D

    The Gadgil Committee Report and the Kasturirangan Committee Report both focus on the conservation of the Western Ghats, one of the world's eight "hottest" biodiversity hotspots.

    Gadgil Committee Report (2011) Formally known as the Western Ghats Ecology Expert Panel (WGEEP) Report, this report advocated for strict environmental protection measures across the entire Western Ghats. It recommended designating the entire region as an Ecologically Sensitive Area (ESA), divided into three zones with graded levels of regulation on development activities such as mining, construction, and deforestation. The report emphasized grassroots participation and sustainable development, but its stringent recommendations faced resistance from state governments and industries.

    Kasturirangan Committee Report (2012) To review the Gadgil Committee's recommendations, the High-Level Working Group (HLWG), led by Dr. Kasturirangan, was formed. This report sought a balance between conservation and development by proposing that only 37% of the Western Ghats be designated as ESA, focusing primarily on forest and uninhabited regions while allowing regulated development in other areas. It adopted a more lenient approach than the Gadgil Report, leading to criticism from environmentalists who argued that it diluted the conservation efforts.

    In summary, while the Gadgil Report advocated for comprehensive protection with stringent regulations, the Kasturirangan Report took a more moderate stance, allowing some developmental activities while still acknowledging the ecological importance of the Western Ghats.

  21. The term ‘Core Banking Solution’ is sometimes seen in the news. Which of the…

    The term 'Core Banking Solution' is sometimes seen in the news. Which of the following statements best describes/describe this term? 1. It is networking of a bank's branches which enables customers to operate their accounts from any branch of the bank on its network regardless of where they open their accounts. 2. It is an effort to increase RBI's control over commercial banks through computerization. 3. It is a detailed procedure by which a bank with huge non-performing assets is taken over by another bank. Select the correct answer using the code given below:

    1. A1 only
    2. B2 and 3 only
    3. C1 and 3 only
    4. D1, 2 and 3
    Answer and explanation

    Correct answer: A

    Statement 1 is Correct: Core Banking Solution (CBS) is a networking of a bank's branches that allows customers to manage their accounts and perform transactions from any branch on the network, regardless of where the account was originally opened. Statement 2 is Incorrect: CBS is a back-end system used by individual banks to improve internal efficiency and customer service; it is not a tool designed for the RBI to increase its regulatory control over commercial banks. Statement 3 is Incorrect: CBS refers to the centralized software platform used for day-to-day banking operations; it is not a procedure for the takeover of banks or the resolution of Non-Performing Assets (NPAs).

  22. ‘SWAYAM’, an initiative of the Government of India, aims at

    'SWAYAM', an initiative of the Government of India, aims at

    1. APromoting Self Help Groups in rural areas
    2. BProviding financial and technical assistance to young start-up entrepreneurs
    3. CPromoting the education and health of adolescent girls
    4. DProviding affordable and quality education to the citizens for free
    Answer and explanation

    Correct answer: D

    SWAYAM (Study Webs of Active-Learning for Young Aspiring Minds) is a programme initiated by the Government of India (Ministry of Education) designed to achieve the three cardinal principles of Education Policy: Access, Equity, and Quality.

    Key Features of SWAYAM: 1. Objective: To bridge the digital divide for students who have remained untouched by the digital revolution and have not been able to join the mainstream of the knowledge economy. 2. Content: It provides an integrated platform for online courses (MOOCs), covering school (9th class) to Post-Graduation level. These courses are developed by experts from premier institutions like IITs, IIMs, and Central Universities. 3. Cost: The courses hosted on SWAYAM are available free of cost to the citizens. However, a nominal fee is charged if a learner requires a certificate. 4. Quadrants: The platform offers a four-quadrant approach: video lectures, specially prepared reading material that can be downloaded/printed, self-assessment tests, and an online discussion forum for clearing doubts.

  23. With reference to the cultural history of India, the memorizing of chronicles, dynastic histories…

    With reference to the cultural history of India, the memorizing of chronicles, dynastic histories and Epictales was the profession of which of the following?

    1. AShramana
    2. BParivraaj
    3. CAgrahaarika
    4. DMaagadha
    Answer and explanation

    Correct answer: D

    The memorizing of chronicles, dynastic histories, and Epic tales was the profession of Maagadha.

    To make it easier to remember, let's break it down - Chronicles These are the records of historical events in chronological order. - Dynastic histories These detail the histories of dynasties or royal families. - Epic tales These are long, narrative poems about heroic deeds.

    So, a Maagadha was essentially a historical storyteller or a keeper of history and legends.

    Shramana: This term refers to ascetics and monks in Indian religious traditions like Jainism and Buddhism. They renounced worldly life to pursue spiritual enlightenment.

    Parivraaj: Also known as Parivrajaka, this term refers to wandering mendicants or ascetics who renounced material life and traveled in search of spiritual wisdom.

    Agrahaarika: This term is related to administrators or managers of agraharas (land grants given to Brahmins) and does not relate to the memorization of histories.

  24. Consider the following statements: 1. New Development Bank has been set up by APEC.…

    Consider the following statements: 1. New Development Bank has been set up by APEC. 2. The headquarters of the New Development Bank is in Shanghai. Which of the statements given above is/are correct?

    1. A1 only
    2. B2 only
    3. CBoth 1 and 2
    4. DNeither 1 nor 2
    Answer and explanation

    Correct answer: B

    Statement 1 is Incorrect: At the fourth BRICS Summit in New Delhi (2012), the leaders of Brazil, Russia, India, China, and South Africa considered the possibility of setting up a new Development Bank to mobilize resources for infrastructure and sustainable development projects in BRICS and other emerging economies, as well as in developing countries.

    Statement 2 is Correct: The bank is headquartered in Shanghai, China.

    Hence, option B is the correct answer.

  25. Consider the following statements with reference to ‘IFC Masala Bonds’ – 1. The International…

    Consider the following statements with reference to 'IFC Masala Bonds' - 1. The International Finance Corporation, which offers these bonds, is an arm of the World Bank. 2. They are the rupee-denominated bonds and are a source of debt financing for the public and private sector. Select the correct answer using the code given below.

    1. A1 only
    2. B2 Only
    3. CBoth 1 and 2
    4. DNeither 1 nor 2
    Answer and explanation

    Correct answer: C

    Statement 1 is Correct. The International Finance Corporation (IFC) is indeed an arm of the World Bank Group, a group of five international organizations that work together to fight poverty and promote sustainable development. The IFC specifically focuses on encouraging growth in the private sector of developing countries.

    Statement 2 is Correct. Masala bonds are rupee-denominated bonds issued by foreign entities (public or private sector) outside of India. These bonds raise capital for the issuer in Indian rupees, providing an alternative funding source.

    Therefore, the correct answer is 1 and 2 both are correct.

  26. With reference to ‘Stand Up India Scheme’, which of the following statements is/are correct?…

    With reference to 'Stand Up India Scheme', which of the following statements is/are correct? 1. Its purpose is to promote entrepreneurship among SC/ST and women entrepreneurs. 2. It provides for refinancing through SIDBI. Select the correct answer using the code given below.

    1. A1 only
    2. B2 only
    3. CBoth 1 and 2
    4. DNeither 1 nor 2
    Answer and explanation

    Correct answer: C

    Statement 1 is Correct: The Stand-up India scheme aims at promoting entrepreneurship among women and scheduled castes and tribes.

    Statement 2 is Correct: The scheme is anchored by the Department of Financial Services (DFS), Ministry of Finance, Government of India.

    - The scheme provides for a refinance window through Small Industries Development Bank of India (SIDBI) with an initial amount of Rs, 10,000 Crore. - Stand-Up India Scheme facilitates bank loans between Rs 10 lakh and Rs 1 Crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise. - This enterprise may be in manufacturing, services or the trading sector. - In the case of non-individual enterprises, at least 51% of the shareholding and controlling stake should be held by either an SC/ST or woman entrepreneur.

    Hence, option C is the correct answer.

  27. The ‘Swadeshi’ and ‘Boycott’ adopted as methods of struggle for the first time during…

    The 'Swadeshi' and 'Boycott' adopted as methods of struggle for the first time during the -

    1. AAgitation against the Partition of Bengal
    2. BHome Rule Movement
    3. CNon-Cooperation Movement
    4. DVisit of the Simon Commission to India
    Answer and explanation

    Correct answer: A

    The 'Swadeshi' (promotion of indigenous products and industries) and 'Boycott' (of British goods and institutions) were adopted as methods of struggle for the first time during the Anti-Partition Movement or the Swadeshi Movement of 1905-1911.

    This movement was sparked by the decision of the British colonial government to partition the province of Bengal in 1905, which was seen as an attempt to weaken the nationalist movement in Bengal.

  28. ‘Global Financial Stability Report’ is prepared by the –

    'Global Financial Stability Report' is prepared by the -

    1. AEuropean Central Bank
    2. BInternational Monetary Fund
    3. CInternational Bank for Reconstruction and Development
    4. DOrganization for Economic Cooperation and Development
    Answer and explanation

    Correct answer: B

    The 'Global Financial Stability Report' is prepared by the International Monetary Fund (IMF).

    The Global Financial Stability Report is a semiannual report published by the IMF that assesses the stability of the global financial system and emerging market financing. It highlights potential risks and vulnerabilities in the financial system and provides policy recommendations to promote financial stability.

  29. Recently, for the first time in our country, which of the following State has…

    Recently, for the first time in our country, which of the following State has declared a particular butterfly as 'State Butterfly'?

    1. AArunachal Pradesh
    2. BHimachal Pradesh
    3. CKarnataka
    4. DMaharashtra
    Answer and explanation

    Correct answer: D

    The first state in India to declare a state butterfly was Maharashtra. Maharashtra designated the Blue Mormon (Papilio polymnestor) as its state butterfly in 2015. It's a large, black colored butterfly with velvet wings and bright blue spots.

  30. Consider the following pairs: |Famous place|Region| |– |–| |1. Bodhgaya | Baghelkhand| |2. Khajuraho|Bundelkhand|…

    Consider the following pairs: |Famous place|Region| |-- |--| |1. Bodhgaya | Baghelkhand| |2. Khajuraho|Bundelkhand| |3. Shirdi | Vidarbha| |4. Nasik (Nashik)|Malwa| |5. Tirupati|Rayalaseema| Which of the pairs given above are correctly matched?

    1. A1, 2 and 4
    2. B2, 3, 4 and 5
    3. C2 and 5 only
    4. D1, 3, 4 and 5
    Answer and explanation

    Correct answer: C

    Out of the listed pairs, the following are correctly matched:

    2. Khajuraho - Bundelkhand (Correct). 5. Tirupati - Rayalaseema (Correct).

    Incorrectly matched pairs: 1. Bodhgaya - Baghelkhand (Incorrect). Bodhgaya lies in the Magadh region of Bihar, not Baghelkhand (which is in Madhya Pradesh). 3. Shirdi - Vidarbha (Incorrect). Shirdi is located in Ahilyanagar district (formerly Ahmednagar) in western Maharashtra, not in Vidarbha. 4. Nasik (Nashik) - Malwa (Incorrect). Nashik is in the northwest region of Maharashtra, not Malwa, which is located in Madhya Pradesh.

Mains Q&A 82

  1. ABC Ltd. is a large transnational company having diversified business activities with a huge shareholder base. The company is continuously expanding and generating employment. The company, in its expansion and diversification programme, decides to establish a new plant at Vikaspuri, an area which is underdeveloped. The new plant is designed to use energy efficient technology that will help the company to save production cost by 20%. The company’s decision goes well with the Government policy of attracting investment to develop such underdeveloped regions. The Government has also announced tax holiday for five years for the companies that invest in underdeveloped areas. However, the new plant may bring chaos for the inhabitants of Vikaspuri region, which is otherwise tranquil. The new plant may result in increased cost of living, aliens migrating to the region, disturbing the social and economic order. The company sensing the possible protest tried to educate the people of Vikaspuri region and public in general that how its Corporate Social Responsibility (CSR) policy would help overcome the likely difficulties of the residents of Vikaspuri region. In spite of this the protests begin and some of the residents decided to approach the judiciary as their plea before the Government did not yield any result. (a) Identify the issues involved in the case. (b) What can be suggested to satisfy the company’s goal and to address the residents’ concerns?

  2. Saraswati was a successful IT professional in USA. Moved by the patriotic sense of doing something for the country she returned to India. Together with some other like-minded friends, she formed an NGO to build a school for a poor rural community. The objective of the school was to provide the best quality modern education at a nominal cost. She soon discovered that she has to seek permission from a number of Government agencies. The rules and procedures were quite confusing and cumbersome. What frustrated her most was the delays, callous attitude of officials and constant demand for bribes. Her experience and the experience of many others like her has deterred people from taking up social service projects. A measure of Government control over voluntary social work is necessary. But it should not be exercised in a coercive or corrupt manner. What measures can you suggest to ensure that due control is exercised but well meaning, honest NGO efforts are not thwarted?

  3. You are a young, aspiring and sincere employee in a Government office working as an assistant to the director of your department. Since you have joined recently, you need to learn and progress. Luckily your superior is very kind and ready to train you for your job. He is a very intelligent and well-informed person having knowledge of various departments. In short, you respect your boss and are looking forward to learn a lot from him. Since you have a good tuning with the boss, he started depending on you. One day due to ill health he invited you at his place for finishing some urgent work. You reached his house and before you could ring the bell you heard shouting noises. You waited for a while. After entering the house the boss greeted you and explained the work. But you were constantly disturbed by the crying of a woman. At last, you inquired with the boss but his answer did not satisfy you. Next day, you were compelled to inquire further in the office and found out that his behaviour is very bad at home with his wife. He also beats up his wife. His wife is not well educated and is a simple woman in comparison to her husband. You see that though your boss is a nice person in the office, he is engaged in domestic violence at home. In such a situation, you are left with the following options. Analyse each option with its consequences. (a) Just ignore thinking about it because it is their personal matter. (b) Report the case to the appropriate authority. (c) Your own innovative approach towards the situation.

  4. Suppose you are an officer in-charge of implementing a social service scheme to provide support to old and destitute women. An old and illiterate woman comes to you to avail the benefits of the scheme. However, she has no documents to show that she fulfils the eligibility criteria. But after meeting her and listening to her you feel that she certainly needs support. Your enquiries also show that she is really destitute and living in a pitiable condition. You are in a dilemma as to what to do. Putting her under the scheme without necessary documents would clearly be violation of rules. But denying her the support would be cruel and inhuman. (a) Can you think of a rational way to resolve this dilemma? (b) Give your reasons for it.

  5. Land needed for mining, dams and other large-scale projects is acquired mostly from Adivasis, hill dwellers and rural communities. The displaced persons are paid monetary compensation as per the legal provisions. However, the payment is often tardy. In any case, it cannot sustain the displaced families for long. These people do not possess marketable skills to engage in some other occupation. They end up as low paid migrant labourers. Moreover, their traditional ways of community living are destroyed. Thus, the benefits of development go to industries, industrialists and urban communities whereas the costs are passed on to these poor helpless people. This unjust distribution of costs and benefits is unethical. Suppose you have been entrusted with the task of drafting a better compensation-cum-rehabilitation policy for such displaced persons, how would you approach the problem and what would be the main elements of your suggested policy?

  6. A fresh engineering graduate gets a job in a prestigious chemical industry. She likes the work. The salary is also good. However, after a few months she accidentally discovers that a highly toxic waste is being secretly discharged into a river nearby. This is causing health problems to the villagers downstream who depend on the river for their water needs. She is perturbed and mentions her concern to her colleagues who have been with the company for longer periods. They advise her to keep quite as anyone who mentions the topic is summarily dismissed. She cannot risk losing her job as she is the sole bread-winner for her family and has to support her ailing parents and siblings. At first, she thinks that if her seniors are keeping quiet, why should she stick out her neck. But her conscience pricks her to do something to save the river and the people who depend upon it. At heart she feels that the advice of silence given by her friends is not correct though she cannot give reasons for it. She thinks you are a wise person and seeks your advice. (a) What arguments can you advance to show her that keeping quiet is not morally right? (b) What course of action would you advise her to adopt and why?

  7. Our attitudes towards life, work, other people and society are generally shaped unconsciously by the family and the social surroundings in which we grow up. Some of these unconsciously acquired attitudes and values are often undesirable in the citizens of a modern democratic and egalitarian society. (a) Discuss such undesirable values prevalent in today’s educated Indians. (b) How can such undesirable attitudes be changed and socio-ethical values considered necessary in public services be cultivated in the aspiring and serving civil servants?